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Tuesday, April 24, 2012
How To Borrow Money Interest Free
There are a number of ways to borrow money interest-
free if you take the time to operate the methods.
However, one of the simplest ways is to borrow it from a bank which offers "overdraft protection."
You've seen those offers by banks which extend to you a loan for the amount you overdraw your checking account. By setting up two or more (and the credit limits can go up to $5000 each) you can write yourself a "loan" from one bank, cover the loan with a deposit from another bank where you have overdraft checking, and then repeat the process over day or two.
By covering each withdrawal with another deposit, you will not be charged interest since it would take two or three days for the records to catch up - by that time, you've made another deposit which covered the original loan. Operated thusly, you can keep the money interest-free for quite some time.
However, one of the simplest ways is to borrow it from a bank which offers "overdraft protection."
You've seen those offers by banks which extend to you a loan for the amount you overdraw your checking account. By setting up two or more (and the credit limits can go up to $5000 each) you can write yourself a "loan" from one bank, cover the loan with a deposit from another bank where you have overdraft checking, and then repeat the process over day or two.
By covering each withdrawal with another deposit, you will not be charged interest since it would take two or three days for the records to catch up - by that time, you've made another deposit which covered the original loan. Operated thusly, you can keep the money interest-free for quite some time.
Monday, April 23, 2012
The Lazy Man's Way To Big Money Fast!
Forget about the usual ways
When the average guy thinks of enjoying himself he sees himself spending a lot of money to do it. He calls a travel agent to have a whole trip arranged and it cost him a fortune. If he desires to live in some kind of luxury housing, he either gets up the enormous rent payments or he just doesn't live there. Well, you can forget about doing things that way.
We're going to tell you how to obtain gracious living accommodations which will cost you little or nothing, how to travel luxuriously and make a profit while doing it, and how to use every resource available to enjoy life and make money too.
Where are you going to live?
Have you ever thought about house-sitting? That's where you reside in a mansion, in order to take care of it while the owner is away. And the way some wealthy people travel or spend time away from home, that mansion may be all yours, so to speak, for 8 to 9 months of the year. There is usually one car that goes along with the house and you may even be supervising a couple of people who do the everyday chores and maintenance.
Putting your home on display
If, however, you own your own home, but you would like it to be decorated more elaborately, you might try to arrange with an interior decorator and/or a furniture company to provide the decoration and furnishings in exchange for being allowed to bring potential customers to your house to show what a good job they do. The best prospect to approach for this kind of arrangement is a decorator or furniture dealer who has just started his business in your area, and is therefore eager to have a top-notch "real-life" display.
There are other unusual and shrewd ways of arranging to have a very nice place to live when you're going to be traveling. For example, consider the following idea.
Uncle Pierre wants you
Would you like to live in France, or any other country, for business or for a long vacation? You may be able to exchange homes with a French family; they will live in your home here while you live in theirs in France. Of course, the locations, both here and there, must suit both parties, and the length of time involved must be coordinated also. But it's worth doing because it can give you a "home away from home." Contact the embassy of the country you'd like to live in and they'll probably be able to help you arrange it.
Traveling for business is good business
Whenever possible, make all your trips, even if they are really vacation trips, provably serve some aspect of your business so you can deduct the cost of them from your corporation's profits. The tax rate on corporation profits is 48%, so it makes good sense to deduct the cost of your trip from your overall profits. That could save you up to half the cost of the trip; Uncle Sam will, in effect, pay it for you! This can be done very often if you are in business in which traveling is a necessity, such as import/export. If you are a travel agent you will often be invited by airlines, cruises, hotels and resorts to travel or stay with them as their guest; they hope, of course, you will then send your travel agency customers to them. But this can work also if you're in a business or occupation, like advertising or public relations or writing, where you can give them free publicity in return.
Or you might want to be the organizer of a charter tour. You then have an even wider choice of when and where to go, and you as the organizer travel free. You should even pick up a handsome profit besides, if you handle it right. First you must find people who want to go. Often the easiest way is to choose people who are already affiliated in some way; they work for the same company or belong to the same club or church. Then comes the choice of where to go. You might question them, giving them the choice of place or you may start to make some tentative preliminary enquiries about 3 or 4 places and have them choose one of those places. Get an advance deposit of at least 20%. You'll need this advance money to arrange the charter flight, places to stay, local transportation and sightseeing at the vacation spot, and so on. It also ensures that those who make the reservations will actually go because the deposit is not refundable (after a certain date).
A bonus for doing business in other countries
Our government wants to help you do more business overseas. Before you go, therefore, contact the Department of Commerce. They will arrange for you to meet people in each country you visit who are in your industry and related fields. The Commerce Dept. won't guarantee it, of course, but if you play your cards right, these potential business associates will wine and dine you and act as warm hosts in their native countries. It not only costs you nothing; it promotes business and lets you meet people who can really show you the best of everything in their countries.
Traveling at Government Expense
Have you ever thought of getting paid to travel--of living and working overseas? Uncle Sam now has over 230,000 of his citizens working for him abroad. And you don't have to be a scientist or technical specialist to be one of them. Persons with clerical and office skills, as well as those with administrative abilities, are needed. So are plumbers, machinists, woodworkers and painters.
American companies also send people abroad
Don't forget the huge corporations if you're thinking of a job abroad. Such companies as Citibank of New York, Johns- Manville, IBM, International Harvester, Westinghouse and many more, have Americans working for them overseas; and the pay scales in many of these companies are higher than for their workers in the same jobs at home. And there are jobs working for foreign governments or private foreign companies that often pay well and are quite interesting besides. For example, in those countries where oil is being produced in huge quantities (such as many of the Middle Eastern countries) there is a need for people with experience in this field. What's more, the general increase in wealth brought by the oil industry in those countries produces a huge growth in the construction of roads, buildings, factories, bridges, hotels and many more things. People are needed to build and operate all of these; if you've got the skills in demand, you can certainly land a job, what's more, being there at the time when things are growing may let you in on the ground floor of other moneymaking opportunities. In fact, if you're the adventurous type, you'll not only probably make more money abroad, but have a great time, too!
Don't just be a Customer, be a Reporter
Generally people pay to go to a restaurant, sports event, theater performance or movie. But reviewers don't pay; that is, if you write about movies for any publication, no matter how small or hinky-dinky the paper or magazine is, you, the reviewer, see the movie free. The same goes for restaurants and other events,. But in order to keep this gimmick working time after time you should really be reviewing these places for some publication. This isn't as hard to arrange as you might think. Many small papers can't afford a large staff so they are looking for people who will write for them for little or no payment. But who should that non-payment bother you? After all, the genuine credentials they give you as their reviewer lets you enjoy all those great leisure activities for free. And with VIP treatment, too.
Making money while you're absent
If you own the right kind of property, you can make money as an absentee owner. Owning an apartment building is a fairly uncomplicated process that can bring in good money. Your manager or superintendent runs the building but all the rents are sent directly to you. When any fuel oil is delivered, or anything else for that matter, the bills are sent to you. When the manager needs outside repairmen to work on the building, he has them send the bill to you. Thus, since you control all the cash flow (in from the rents, out to pay bills) you can be totally in charge yet you need only devote a few hours once in a while to actually go and look at the building to make sure your manager is taking good care of it.
If you must pay, then pay as little as possible
Ok, let's face it; the above methods, good as they are, may not always be available to you. You may actually have to pay to travel and have a good time. Well, you can still travel in style yet pay very little. The trick is to know that high- quality, low-priced alternatives are available. For example, your airline fare will most likely be your biggest expense. So try not to take a scheduled airline flight at the height of the season leaving in daylight hours on a weekend.
If you can, avoid the regular flights and get on a charter flight. Under recent law, charter flights are now freely available to individuals. You don't have to be part of a group. What you must do, though, is book your flight well in advance. And if you can't avoid taking a regular airline, then fly at night in the middle of the week. And even if your trip is really a vacation, try, nevertheless, to do something connected directly to your business while there. That's because airlines generally offer a better price to a vacationer who buys a round-trip ticket and stays on vacation for three weeks or more.
Most business trips take only a few days and that round trip fare is higher. But if you take a 5 week vacation, say, and conduct business for 8 days during those 5 weeks, then you can deduct from your taxes your air fare and your expenses (hotel, food, etc.) for the 8 days you were conducting business.
So go ahead and get your share of the good life; just remember it's even more fun if you can make a profit or save money. You didn't get the money you have by being wasteful or careless. Enjoy yourself, sure! Just watch what you're doing so you'll have plenty of money to keep on enjoying yourself.
When the average guy thinks of enjoying himself he sees himself spending a lot of money to do it. He calls a travel agent to have a whole trip arranged and it cost him a fortune. If he desires to live in some kind of luxury housing, he either gets up the enormous rent payments or he just doesn't live there. Well, you can forget about doing things that way.
We're going to tell you how to obtain gracious living accommodations which will cost you little or nothing, how to travel luxuriously and make a profit while doing it, and how to use every resource available to enjoy life and make money too.
Where are you going to live?
Have you ever thought about house-sitting? That's where you reside in a mansion, in order to take care of it while the owner is away. And the way some wealthy people travel or spend time away from home, that mansion may be all yours, so to speak, for 8 to 9 months of the year. There is usually one car that goes along with the house and you may even be supervising a couple of people who do the everyday chores and maintenance.
Putting your home on display
If, however, you own your own home, but you would like it to be decorated more elaborately, you might try to arrange with an interior decorator and/or a furniture company to provide the decoration and furnishings in exchange for being allowed to bring potential customers to your house to show what a good job they do. The best prospect to approach for this kind of arrangement is a decorator or furniture dealer who has just started his business in your area, and is therefore eager to have a top-notch "real-life" display.
There are other unusual and shrewd ways of arranging to have a very nice place to live when you're going to be traveling. For example, consider the following idea.
Uncle Pierre wants you
Would you like to live in France, or any other country, for business or for a long vacation? You may be able to exchange homes with a French family; they will live in your home here while you live in theirs in France. Of course, the locations, both here and there, must suit both parties, and the length of time involved must be coordinated also. But it's worth doing because it can give you a "home away from home." Contact the embassy of the country you'd like to live in and they'll probably be able to help you arrange it.
Traveling for business is good business
Whenever possible, make all your trips, even if they are really vacation trips, provably serve some aspect of your business so you can deduct the cost of them from your corporation's profits. The tax rate on corporation profits is 48%, so it makes good sense to deduct the cost of your trip from your overall profits. That could save you up to half the cost of the trip; Uncle Sam will, in effect, pay it for you! This can be done very often if you are in business in which traveling is a necessity, such as import/export. If you are a travel agent you will often be invited by airlines, cruises, hotels and resorts to travel or stay with them as their guest; they hope, of course, you will then send your travel agency customers to them. But this can work also if you're in a business or occupation, like advertising or public relations or writing, where you can give them free publicity in return.
Or you might want to be the organizer of a charter tour. You then have an even wider choice of when and where to go, and you as the organizer travel free. You should even pick up a handsome profit besides, if you handle it right. First you must find people who want to go. Often the easiest way is to choose people who are already affiliated in some way; they work for the same company or belong to the same club or church. Then comes the choice of where to go. You might question them, giving them the choice of place or you may start to make some tentative preliminary enquiries about 3 or 4 places and have them choose one of those places. Get an advance deposit of at least 20%. You'll need this advance money to arrange the charter flight, places to stay, local transportation and sightseeing at the vacation spot, and so on. It also ensures that those who make the reservations will actually go because the deposit is not refundable (after a certain date).
A bonus for doing business in other countries
Our government wants to help you do more business overseas. Before you go, therefore, contact the Department of Commerce. They will arrange for you to meet people in each country you visit who are in your industry and related fields. The Commerce Dept. won't guarantee it, of course, but if you play your cards right, these potential business associates will wine and dine you and act as warm hosts in their native countries. It not only costs you nothing; it promotes business and lets you meet people who can really show you the best of everything in their countries.
Traveling at Government Expense
Have you ever thought of getting paid to travel--of living and working overseas? Uncle Sam now has over 230,000 of his citizens working for him abroad. And you don't have to be a scientist or technical specialist to be one of them. Persons with clerical and office skills, as well as those with administrative abilities, are needed. So are plumbers, machinists, woodworkers and painters.
American companies also send people abroad
Don't forget the huge corporations if you're thinking of a job abroad. Such companies as Citibank of New York, Johns- Manville, IBM, International Harvester, Westinghouse and many more, have Americans working for them overseas; and the pay scales in many of these companies are higher than for their workers in the same jobs at home. And there are jobs working for foreign governments or private foreign companies that often pay well and are quite interesting besides. For example, in those countries where oil is being produced in huge quantities (such as many of the Middle Eastern countries) there is a need for people with experience in this field. What's more, the general increase in wealth brought by the oil industry in those countries produces a huge growth in the construction of roads, buildings, factories, bridges, hotels and many more things. People are needed to build and operate all of these; if you've got the skills in demand, you can certainly land a job, what's more, being there at the time when things are growing may let you in on the ground floor of other moneymaking opportunities. In fact, if you're the adventurous type, you'll not only probably make more money abroad, but have a great time, too!
Don't just be a Customer, be a Reporter
Generally people pay to go to a restaurant, sports event, theater performance or movie. But reviewers don't pay; that is, if you write about movies for any publication, no matter how small or hinky-dinky the paper or magazine is, you, the reviewer, see the movie free. The same goes for restaurants and other events,. But in order to keep this gimmick working time after time you should really be reviewing these places for some publication. This isn't as hard to arrange as you might think. Many small papers can't afford a large staff so they are looking for people who will write for them for little or no payment. But who should that non-payment bother you? After all, the genuine credentials they give you as their reviewer lets you enjoy all those great leisure activities for free. And with VIP treatment, too.
Making money while you're absent
If you own the right kind of property, you can make money as an absentee owner. Owning an apartment building is a fairly uncomplicated process that can bring in good money. Your manager or superintendent runs the building but all the rents are sent directly to you. When any fuel oil is delivered, or anything else for that matter, the bills are sent to you. When the manager needs outside repairmen to work on the building, he has them send the bill to you. Thus, since you control all the cash flow (in from the rents, out to pay bills) you can be totally in charge yet you need only devote a few hours once in a while to actually go and look at the building to make sure your manager is taking good care of it.
If you must pay, then pay as little as possible
Ok, let's face it; the above methods, good as they are, may not always be available to you. You may actually have to pay to travel and have a good time. Well, you can still travel in style yet pay very little. The trick is to know that high- quality, low-priced alternatives are available. For example, your airline fare will most likely be your biggest expense. So try not to take a scheduled airline flight at the height of the season leaving in daylight hours on a weekend.
If you can, avoid the regular flights and get on a charter flight. Under recent law, charter flights are now freely available to individuals. You don't have to be part of a group. What you must do, though, is book your flight well in advance. And if you can't avoid taking a regular airline, then fly at night in the middle of the week. And even if your trip is really a vacation, try, nevertheless, to do something connected directly to your business while there. That's because airlines generally offer a better price to a vacationer who buys a round-trip ticket and stays on vacation for three weeks or more.
Most business trips take only a few days and that round trip fare is higher. But if you take a 5 week vacation, say, and conduct business for 8 days during those 5 weeks, then you can deduct from your taxes your air fare and your expenses (hotel, food, etc.) for the 8 days you were conducting business.
So go ahead and get your share of the good life; just remember it's even more fun if you can make a profit or save money. You didn't get the money you have by being wasteful or careless. Enjoy yourself, sure! Just watch what you're doing so you'll have plenty of money to keep on enjoying yourself.
Sunday, April 22, 2012
37 Instant Moneymaking Part-Time Businesses
Introduction
You're on the road to success-Congratulations! You bought this report because you want information on starting a business, part- time at first, without investing a lot of money, yet one that will quickly be a money-maker. You'll find a number of them here.
In each one we give you the basic concept of the business, what product or service it provides to your customers, and how it is operated, and (if any are necessary) what equipment or facilities or help will be needed.
But whatever business you choose, remember that no business can succeed without your effort. Remember that determination and hard work are the mother and father of success. If you supply those, and use the information we supply, you can't miss. Good luck!
1. Television computer pictures
Lease a computer-printer and a video camera and a monitor screen that produces large-size, high contrast portraits of customers in 30 seconds, while they wait. You will find this a sure-fire crowd attracter, as the printer chatters away! Set up in a crowded resort area, charge at least $4 a picture, framed in a simple mat; almost all of which is gross profit. Net cost of all materials, about 8 cents.
2. Badge-making
Rent a small multilith offset-printing machine and a badge sealing machine, and using self adhesive Presstype for typesetting, design and set cute sayings for the badges. Sell as a custom service, making slogans to order, or make a wide range of far-out sayings in bulk quantities and sell them to local gift and novelty shops for resale.
3. Run a "consignment shop"
It requires very little capital, and accepts goods for sale from members of the public and sells these items for them on a commission basis. You might try a wide variety of items at first, to see what sells best and most regularly.
4. Picture framing, in your own home
Relatively inexpensive materials with a good sense of color and style and a reasonable ability with carpentry tools, will build a large custom-framing business, since people who spend money on art won't skimp on the frames, either, if they want a good- looking result.
5. Rental equipment
Be the source of supplies for do-it-yourselfers. Working only Saturdays and Sundays when they do, you rent out power tools, such as circular saws, jigsaws, reciprocating saws, gasoline chain saws, electric drills, electric planers, belt and orbital sanders, routers, paint sprayers, wallpaper removal steamers, staple guns, pumps, home cleaning machines, toto-tillers, and other equipment for daily fees. Operate out of your garage.
6. Talent bureau, for kids' or adults' parties
Using local ads, or your own contacts, line up 10 to 20 local entertainers, magicians, comics, puppeteers and other talents, and supply them for parties, club meetings and other functions. Have a list of films you can also supply for the same, or other groups which they can project themselves, if they wish, or you will supply an operator.
7. Throwing parties for profit
Everyone loves to go to a party, and nowadays some smart operators make a mint running them for everybody who wants to attend. You can too! Hire a hall, and a band, plan to set up a bar (if you can get a temporary liquor permit), and promote the hell out of it with ads, handbills, bumper stickers and lamp-post posters. Special parties aimed at a particular group do best, such as singles, or under-thirties, or over-forties. This idea is especially good in college towns.
8. Start a hobby center
Make money on your unused space (and maybe the power tools you've already paid for!). Turn your basement into a woodworking center, your spare bedroom into a photo darkroom, and your garage into a pottery workshop with a wheel and a small kiln. Rent the space and equipment by the hour, expand into more hobbies as time and money permit, and charge additional fees for instruction in any of those fields you're good at.
9. Organize a baby-sitting service
One of the troubles most people find is that their baby-sitter is always busy just the night they want to go out. You set up a service, finding good reliable teenage girls and boys, middle-aged or older women, and act as a go-between, providing sitters whenever your customers want them, collecting the fees, and paying the sitters. Advertise your service, handbills house-to-house locally being a good way.
10. Make money from your hobbies
Are you an expert at something that you do at home for fun? Then make it pay off for you! If you're a gourmet cook, give cooking lessons in the haute cuisine If you're an accomplished painter in oils or water-color, offer a portrait- painting service. If you're a skilled carpenter, design and make custom cabinets to order. Almost any hobby you're good at can be turned to making a profit if you think about it carefully, and decide who could use your expertise-as a consultant in that field, if nothing else. All you really have to do is get started is to place an ad!
11. Publish a buy/swap paper in your town
Get money from both ends in this sweetheart deal. Publish the weekly paper with classified ads from the public offering stuff for sale, arranged according to category, and charge the people for their ads (some operators let them pay only if and when they sell, but in that case, charge them a percentage of the selling price 5% for smaller items 2% or 3% for automobiles), and then sell the newspaper (suggested price: 25 cents) as well, through local newsstands and by subscription (in the mail). Once you have a fairly decent circulation, local merchants will also pay you for display ads, because they know people really read buy and swap newspapers religiously cover-to-cover.
12. Do custom photo developing
Quality is essential, and speed is generally also required, although you can charge a premium for rush service. If you already have an elaborate darkroom set-up in your home, so much the better, but if not, it can be fitted in anywhere you have room, the basement being ideal, since windows are not a requirement. You must be able not only to develop and print every normal size of film from 35mm to 8"x10" but handle enlargements up to a minimum of 30"x40", and preferably 5'x 8' or more, and do copying both of opaque material and slides. An ability to offer retouching, restoration and coloring as well is helpful, even if you have to sent that specialized work out.
13. Publish a part-time jobs directory
Make this a newsstand book, as well as offering it, with small ads, by mail order. List all the possible jobs people can get part-time, especially angling it at college kids on vacation, teachers after school hours, housewives with time on their hands, and moonlighters looking for part-time second jobs. 14. Run a children's "Explorer Club"
Take kids on Saturday and Sunday outings. Ten kids each day, to zoos, farms, theaters, children's shows and sports events. A small Micro-bus (rented and/or eventually bought) can be used to travel in. Many parents are delighted to have weekend days to themselves, even though it costs them some dough.
15. Be an Instructor
Teach whatever you know. Your trade, profession, cooking skills, a second language, wood-working, chess, photography, knitting, karate, bridge, auto repair, etc. People will pay for good lessons in these useful and enjoyable skills.
16. Run a floor scraping/polishing service
You but or (at first) rent a heavy duty machine, and do the cleaning and waxing of fine, hardwood floors. If the floors are in very bad condition, machine sand them and then completely refinish them with modern super-durable polyurethane finishes.
17. Operate a children's Hotel
This is sort of a "boarding house" for kids while their parents go away for a week-end or two-week vacation. Requires a large house, and preferably, a large yard or grounds, swings, slides, and facilities useful for kids. Must be done very responsibly and carefully. Also, don't take very young children (less than 9 or 10, say) because they may require too much dressing, feeding, etc.
18. Start a mail-order business
Write a booklet about something people really want to know about, print a few hundred copies, and place some small ads. You'd be surprised how much money you can make. Sell modern copies of out-of-print uncopyrighted material or books. Or sell something unusual you make at home, providing that it is something really useful to your prospective customers. Or sell some of our ideas such as #2 badges, #37 Genealogy, and others.
19. Operate a Xerox copy center
The secret of this is not just selling one or two copies of each original (although on a 300-page original manuscript, that can add up too), but using one of the latest high-speed high-quality mass production Xeroxes so that you can compete with the guys operating those quick-printing services, by turning out 100 or 200 resumes, letters, or circulars just as fast, and probably a great deal faster, for some (or potentially less if you want to be competitive) money as they charge. This way you have two kinds of work, giving you twice as many customers, and twice the profit opportunity, and with the right location, a chance to clean up.
If you want to offer even more services, and have the space in your shop, as well as the potential customers, you can offer xerox reductions (New York Times-size page down to 81/2x11"), and Xerox copies in full-color, which are remarkably good. The color machine will also make color copies directly from 35mm color slides in one quick step.
Of course, you can consider using other brands of xerographic copiers, such as IBM, Kodak, Savin, Canon, Minolta or others, but although you may theoretically save money, make sure of their service policies, and that they have field servicemen in your locality, or you may find yourself stuck with a copier on the fritz for a week, which could ruin your business.
20. Be a local news correspondent
For big city papers some distance from your town. When an event occurs in your area you write the story for those papers (they have correspondents in many big places but not in most small towns or isolated areas) and they pay you for it. This is known as being a "stringer." If you're good with a camera, take photos to accompany the story.
21. Campground store-on-wheels
Use either a panel truck or a camper body on a pick-up truck chassis. Go to public park areas and campgrounds selling charcoal, paper plates, watermelon, ice cream, eggs, milk, bread, insect repellent, sunglasses, newspapers, etc.
22. Create a new tour-bus service
Even in affluent America, not everyone has a car, and even those who do often prefer to leave long trips to a professional bus driver. And although there are bus tours offered to some familiar places, there are still so many interesting, even exciting, places people would like to go to, if they were offered the chance. Here's where you come in. You must be creative about it, and study all the six state area around your hometown, to discover some original and different places to travel to on day trips which will "turn on" your prospective customers, and get them to sign up.
The rest is easy. You get competitive quotes (from commercial bus companies) for a quality bus to do the round-trip, with a suitable stopover at the destination point (enough to do the sights, shop, and maybe eat as well). Then you figure your tour price per person so you can make a profit even if the bus is only half-full or so. Then you have a safety margin-and if you sell every seat you will do very well indeed.
Then all you have to do is sell. You put little ads in your local papers, paste up flyers wherever you can (supermarkets are good), contact local travel agents (of course, you give them a percentage on what they sell for you) local hotel clerks, etc., and you also contact women's clubs, religious groups, fraternal societies, factory social organizations, and so on (they may take a whole bus, or even two, and you give them a special price, naturally).
23. Run a pet hotel service
For dogs or cats or both. People will pay high fees to ensure high-quality care for the animal they love. Separate kennels for each animal is essential. Good food and adequate care and attention must be assured also. You can hire responsible teenagers to help you. Advertise with posters in pet shops, veterinarians' offices; and if they're cheaply available, get the mailing lists of local ASPCA groups and other animal welfare groups, as well as membership lists of dog and cat clubs.
24. Sell second-hand kids clothing
Children usually outgrow their clothes rather than wearing them out. So many families have such clothing left around. You collect it, paying nothing or as little as possible. Then you resell it; you can do the selling by ads, handbills or through your church or community groups.
25. Breed tropical fish
This requires only a moderate amount of space and a small investment in equipment. Properly done, it needs only a small amount of your time yet can make you a good profit. You can obtain your beginning stock from the large wholesale dealers. You can sell direct to consumers (the hobbyists) or to stores in your area.
26. Make plastic engraved signs
All you need is a simple-to-operate machine that engraves lettering in various styles onto sheets of plastic of many colors, finishes and sizes. Perfect for signs for merchants, banks, doctors, dentists, schools and colleges, private front doors, and many other uses.
27. Sell Christmas Trees
Seasonal, but if you have the time in the few weeks before Xmas, can be a good money maker. Find a vacant storefront or lot, or space inside a larger building where people pass by. But be sure to order a supply of trees enough in advance. And if you own country land that is not being used, consider growing the trees yourself. Your first crop can be ready in four years, with steady crops from then on.
28. Open a rubber stamp business
Manufacture them in your basement. The materials needed are cheap, and the finished stamps can be sold to many people: storeowners, offices, individuals. You can market them by mail and through local merchants.
29. Camper's equipment rental service
With urban living, the back-to-nature movement is growing and camping is becoming very popular. Rent out tents, sleeping bags, portable propane stoves, chairs, etc. Demand identification from customers and reliable security (keeping one of their credit cards is good).
30. Operate a key-safety service
Each customer is sold a special tag to put on his or her key ring. It says "Drop in any mailbox" and has the address of a post office box that you rent. (Don't use your home address for the same reason your customers shouldn't have their home address on their keys--dishonest people finding the keys will come prowling around). You assign each customer's tag a code number from a list that you deep. When someone's keys arrive at your post office box, you return them to him, for another fee.
31. Be a used car buying consultant
With a knowledge of cars, plus the proper test equipment (for checking the engine, transmission, brakes, front-end alignment, and chassis), you go with your customer to check out the used car he is thinking of buying. Advertise your service next to the ads offering used cars for sale. After a while you will get to know people in this field and you can pick up more money by acting as a middleman in sales between private individuals.
32. Sell "loss leaders" for a profit
This may sound contradictory but is isn't/ Supermarkets aren't the only ones who use loss leaders. A good mail-order idea is offering a cute item (worth much more) for $1 in women's magazines, giving prompt delivery and including with it stuffers (ads with order blanks) for half a dozen more expensive items. The repeat business on the other items makes the $1 offer profitable.
33. Baby items rental service
You rent everything needed for a baby's care, stroller, play pen, high chair, etc. When the customer's baby outgrows them, you rent to the next couple. Of course, you must advertise, and also send direct mail pieces to all couples with new births (get their names from hospitals and newspapers and list brokers).
34. Operate a "give a party" service
You rent out everything needed for a party, tables, chairs punch bowls, table cloths, cutlery and napkins. You can also supply waitresses and bartenders, finding them through agencies that supply temporary help such as Manpower. But if you can find good workers yourself, you can save the agency fee and make more money.
35. Operate a miniature slot car racing track
In your basement (or wherever you can fit it) build a large and elaborate miniature slot car racing track (with at least 6 or 8 slots). Local kids, and often adults, pay you by the hour to race, using either your cars or theirs. To boost interest you can hold monthly contests with trophies.
36. All-service service
You line up the specialists in fixing almost anything and take care of getting them customers by delivering handbills to homes and placing ads in supermarkets and local papers. They pay you 5% of every job you refer to them, which can soon add up.
37. Genealogy for people who want "roots"
You seek out the records in public or university libraries, county courthouses and elsewhere, as necessary, for a sliding fee, depending on the size of family, difficulties in getting information, geographic dispersion, and other factors.
You're on the road to success-Congratulations! You bought this report because you want information on starting a business, part- time at first, without investing a lot of money, yet one that will quickly be a money-maker. You'll find a number of them here.
In each one we give you the basic concept of the business, what product or service it provides to your customers, and how it is operated, and (if any are necessary) what equipment or facilities or help will be needed.
But whatever business you choose, remember that no business can succeed without your effort. Remember that determination and hard work are the mother and father of success. If you supply those, and use the information we supply, you can't miss. Good luck!
1. Television computer pictures
Lease a computer-printer and a video camera and a monitor screen that produces large-size, high contrast portraits of customers in 30 seconds, while they wait. You will find this a sure-fire crowd attracter, as the printer chatters away! Set up in a crowded resort area, charge at least $4 a picture, framed in a simple mat; almost all of which is gross profit. Net cost of all materials, about 8 cents.
2. Badge-making
Rent a small multilith offset-printing machine and a badge sealing machine, and using self adhesive Presstype for typesetting, design and set cute sayings for the badges. Sell as a custom service, making slogans to order, or make a wide range of far-out sayings in bulk quantities and sell them to local gift and novelty shops for resale.
3. Run a "consignment shop"
It requires very little capital, and accepts goods for sale from members of the public and sells these items for them on a commission basis. You might try a wide variety of items at first, to see what sells best and most regularly.
4. Picture framing, in your own home
Relatively inexpensive materials with a good sense of color and style and a reasonable ability with carpentry tools, will build a large custom-framing business, since people who spend money on art won't skimp on the frames, either, if they want a good- looking result.
5. Rental equipment
Be the source of supplies for do-it-yourselfers. Working only Saturdays and Sundays when they do, you rent out power tools, such as circular saws, jigsaws, reciprocating saws, gasoline chain saws, electric drills, electric planers, belt and orbital sanders, routers, paint sprayers, wallpaper removal steamers, staple guns, pumps, home cleaning machines, toto-tillers, and other equipment for daily fees. Operate out of your garage.
6. Talent bureau, for kids' or adults' parties
Using local ads, or your own contacts, line up 10 to 20 local entertainers, magicians, comics, puppeteers and other talents, and supply them for parties, club meetings and other functions. Have a list of films you can also supply for the same, or other groups which they can project themselves, if they wish, or you will supply an operator.
7. Throwing parties for profit
Everyone loves to go to a party, and nowadays some smart operators make a mint running them for everybody who wants to attend. You can too! Hire a hall, and a band, plan to set up a bar (if you can get a temporary liquor permit), and promote the hell out of it with ads, handbills, bumper stickers and lamp-post posters. Special parties aimed at a particular group do best, such as singles, or under-thirties, or over-forties. This idea is especially good in college towns.
8. Start a hobby center
Make money on your unused space (and maybe the power tools you've already paid for!). Turn your basement into a woodworking center, your spare bedroom into a photo darkroom, and your garage into a pottery workshop with a wheel and a small kiln. Rent the space and equipment by the hour, expand into more hobbies as time and money permit, and charge additional fees for instruction in any of those fields you're good at.
9. Organize a baby-sitting service
One of the troubles most people find is that their baby-sitter is always busy just the night they want to go out. You set up a service, finding good reliable teenage girls and boys, middle-aged or older women, and act as a go-between, providing sitters whenever your customers want them, collecting the fees, and paying the sitters. Advertise your service, handbills house-to-house locally being a good way.
10. Make money from your hobbies
Are you an expert at something that you do at home for fun? Then make it pay off for you! If you're a gourmet cook, give cooking lessons in the haute cuisine If you're an accomplished painter in oils or water-color, offer a portrait- painting service. If you're a skilled carpenter, design and make custom cabinets to order. Almost any hobby you're good at can be turned to making a profit if you think about it carefully, and decide who could use your expertise-as a consultant in that field, if nothing else. All you really have to do is get started is to place an ad!
11. Publish a buy/swap paper in your town
Get money from both ends in this sweetheart deal. Publish the weekly paper with classified ads from the public offering stuff for sale, arranged according to category, and charge the people for their ads (some operators let them pay only if and when they sell, but in that case, charge them a percentage of the selling price 5% for smaller items 2% or 3% for automobiles), and then sell the newspaper (suggested price: 25 cents) as well, through local newsstands and by subscription (in the mail). Once you have a fairly decent circulation, local merchants will also pay you for display ads, because they know people really read buy and swap newspapers religiously cover-to-cover.
12. Do custom photo developing
Quality is essential, and speed is generally also required, although you can charge a premium for rush service. If you already have an elaborate darkroom set-up in your home, so much the better, but if not, it can be fitted in anywhere you have room, the basement being ideal, since windows are not a requirement. You must be able not only to develop and print every normal size of film from 35mm to 8"x10" but handle enlargements up to a minimum of 30"x40", and preferably 5'x 8' or more, and do copying both of opaque material and slides. An ability to offer retouching, restoration and coloring as well is helpful, even if you have to sent that specialized work out.
13. Publish a part-time jobs directory
Make this a newsstand book, as well as offering it, with small ads, by mail order. List all the possible jobs people can get part-time, especially angling it at college kids on vacation, teachers after school hours, housewives with time on their hands, and moonlighters looking for part-time second jobs. 14. Run a children's "Explorer Club"
Take kids on Saturday and Sunday outings. Ten kids each day, to zoos, farms, theaters, children's shows and sports events. A small Micro-bus (rented and/or eventually bought) can be used to travel in. Many parents are delighted to have weekend days to themselves, even though it costs them some dough.
15. Be an Instructor
Teach whatever you know. Your trade, profession, cooking skills, a second language, wood-working, chess, photography, knitting, karate, bridge, auto repair, etc. People will pay for good lessons in these useful and enjoyable skills.
16. Run a floor scraping/polishing service
You but or (at first) rent a heavy duty machine, and do the cleaning and waxing of fine, hardwood floors. If the floors are in very bad condition, machine sand them and then completely refinish them with modern super-durable polyurethane finishes.
17. Operate a children's Hotel
This is sort of a "boarding house" for kids while their parents go away for a week-end or two-week vacation. Requires a large house, and preferably, a large yard or grounds, swings, slides, and facilities useful for kids. Must be done very responsibly and carefully. Also, don't take very young children (less than 9 or 10, say) because they may require too much dressing, feeding, etc.
18. Start a mail-order business
Write a booklet about something people really want to know about, print a few hundred copies, and place some small ads. You'd be surprised how much money you can make. Sell modern copies of out-of-print uncopyrighted material or books. Or sell something unusual you make at home, providing that it is something really useful to your prospective customers. Or sell some of our ideas such as #2 badges, #37 Genealogy, and others.
19. Operate a Xerox copy center
The secret of this is not just selling one or two copies of each original (although on a 300-page original manuscript, that can add up too), but using one of the latest high-speed high-quality mass production Xeroxes so that you can compete with the guys operating those quick-printing services, by turning out 100 or 200 resumes, letters, or circulars just as fast, and probably a great deal faster, for some (or potentially less if you want to be competitive) money as they charge. This way you have two kinds of work, giving you twice as many customers, and twice the profit opportunity, and with the right location, a chance to clean up.
If you want to offer even more services, and have the space in your shop, as well as the potential customers, you can offer xerox reductions (New York Times-size page down to 81/2x11"), and Xerox copies in full-color, which are remarkably good. The color machine will also make color copies directly from 35mm color slides in one quick step.
Of course, you can consider using other brands of xerographic copiers, such as IBM, Kodak, Savin, Canon, Minolta or others, but although you may theoretically save money, make sure of their service policies, and that they have field servicemen in your locality, or you may find yourself stuck with a copier on the fritz for a week, which could ruin your business.
20. Be a local news correspondent
For big city papers some distance from your town. When an event occurs in your area you write the story for those papers (they have correspondents in many big places but not in most small towns or isolated areas) and they pay you for it. This is known as being a "stringer." If you're good with a camera, take photos to accompany the story.
21. Campground store-on-wheels
Use either a panel truck or a camper body on a pick-up truck chassis. Go to public park areas and campgrounds selling charcoal, paper plates, watermelon, ice cream, eggs, milk, bread, insect repellent, sunglasses, newspapers, etc.
22. Create a new tour-bus service
Even in affluent America, not everyone has a car, and even those who do often prefer to leave long trips to a professional bus driver. And although there are bus tours offered to some familiar places, there are still so many interesting, even exciting, places people would like to go to, if they were offered the chance. Here's where you come in. You must be creative about it, and study all the six state area around your hometown, to discover some original and different places to travel to on day trips which will "turn on" your prospective customers, and get them to sign up.
The rest is easy. You get competitive quotes (from commercial bus companies) for a quality bus to do the round-trip, with a suitable stopover at the destination point (enough to do the sights, shop, and maybe eat as well). Then you figure your tour price per person so you can make a profit even if the bus is only half-full or so. Then you have a safety margin-and if you sell every seat you will do very well indeed.
Then all you have to do is sell. You put little ads in your local papers, paste up flyers wherever you can (supermarkets are good), contact local travel agents (of course, you give them a percentage on what they sell for you) local hotel clerks, etc., and you also contact women's clubs, religious groups, fraternal societies, factory social organizations, and so on (they may take a whole bus, or even two, and you give them a special price, naturally).
23. Run a pet hotel service
For dogs or cats or both. People will pay high fees to ensure high-quality care for the animal they love. Separate kennels for each animal is essential. Good food and adequate care and attention must be assured also. You can hire responsible teenagers to help you. Advertise with posters in pet shops, veterinarians' offices; and if they're cheaply available, get the mailing lists of local ASPCA groups and other animal welfare groups, as well as membership lists of dog and cat clubs.
24. Sell second-hand kids clothing
Children usually outgrow their clothes rather than wearing them out. So many families have such clothing left around. You collect it, paying nothing or as little as possible. Then you resell it; you can do the selling by ads, handbills or through your church or community groups.
25. Breed tropical fish
This requires only a moderate amount of space and a small investment in equipment. Properly done, it needs only a small amount of your time yet can make you a good profit. You can obtain your beginning stock from the large wholesale dealers. You can sell direct to consumers (the hobbyists) or to stores in your area.
26. Make plastic engraved signs
All you need is a simple-to-operate machine that engraves lettering in various styles onto sheets of plastic of many colors, finishes and sizes. Perfect for signs for merchants, banks, doctors, dentists, schools and colleges, private front doors, and many other uses.
27. Sell Christmas Trees
Seasonal, but if you have the time in the few weeks before Xmas, can be a good money maker. Find a vacant storefront or lot, or space inside a larger building where people pass by. But be sure to order a supply of trees enough in advance. And if you own country land that is not being used, consider growing the trees yourself. Your first crop can be ready in four years, with steady crops from then on.
28. Open a rubber stamp business
Manufacture them in your basement. The materials needed are cheap, and the finished stamps can be sold to many people: storeowners, offices, individuals. You can market them by mail and through local merchants.
29. Camper's equipment rental service
With urban living, the back-to-nature movement is growing and camping is becoming very popular. Rent out tents, sleeping bags, portable propane stoves, chairs, etc. Demand identification from customers and reliable security (keeping one of their credit cards is good).
30. Operate a key-safety service
Each customer is sold a special tag to put on his or her key ring. It says "Drop in any mailbox" and has the address of a post office box that you rent. (Don't use your home address for the same reason your customers shouldn't have their home address on their keys--dishonest people finding the keys will come prowling around). You assign each customer's tag a code number from a list that you deep. When someone's keys arrive at your post office box, you return them to him, for another fee.
31. Be a used car buying consultant
With a knowledge of cars, plus the proper test equipment (for checking the engine, transmission, brakes, front-end alignment, and chassis), you go with your customer to check out the used car he is thinking of buying. Advertise your service next to the ads offering used cars for sale. After a while you will get to know people in this field and you can pick up more money by acting as a middleman in sales between private individuals.
32. Sell "loss leaders" for a profit
This may sound contradictory but is isn't/ Supermarkets aren't the only ones who use loss leaders. A good mail-order idea is offering a cute item (worth much more) for $1 in women's magazines, giving prompt delivery and including with it stuffers (ads with order blanks) for half a dozen more expensive items. The repeat business on the other items makes the $1 offer profitable.
33. Baby items rental service
You rent everything needed for a baby's care, stroller, play pen, high chair, etc. When the customer's baby outgrows them, you rent to the next couple. Of course, you must advertise, and also send direct mail pieces to all couples with new births (get their names from hospitals and newspapers and list brokers).
34. Operate a "give a party" service
You rent out everything needed for a party, tables, chairs punch bowls, table cloths, cutlery and napkins. You can also supply waitresses and bartenders, finding them through agencies that supply temporary help such as Manpower. But if you can find good workers yourself, you can save the agency fee and make more money.
35. Operate a miniature slot car racing track
In your basement (or wherever you can fit it) build a large and elaborate miniature slot car racing track (with at least 6 or 8 slots). Local kids, and often adults, pay you by the hour to race, using either your cars or theirs. To boost interest you can hold monthly contests with trophies.
36. All-service service
You line up the specialists in fixing almost anything and take care of getting them customers by delivering handbills to homes and placing ads in supermarkets and local papers. They pay you 5% of every job you refer to them, which can soon add up.
37. Genealogy for people who want "roots"
You seek out the records in public or university libraries, county courthouses and elsewhere, as necessary, for a sliding fee, depending on the size of family, difficulties in getting information, geographic dispersion, and other factors.
Saturday, April 21, 2012
How To Land A Higher-Paying Job
There's probably more potential in your present job.
Most people don't realize that they can get more out of their present job-by putting more into it! You may think that the only way to get a big money job is by going to another job somewhere, but the truth is that if the fault is in you, changing jobs won't help!
So before you go looking for that pot of gold at the end of the rainbow, take a good look at yourself. Are you really doing all you could to help your employer right now? Or are you stuck in a rut, just doing whatever you have to do to get by? If the latter, it's no wonder the boss isn't giving you any raises, or only those token 5% raises that don't keep up with inflation.
If you have the possibility to make a substantial difference in your output, whether of quality or quantity, then do it. NEVER take the attitude "well, why should I put out for what he's paying me?" because, that way, he never will pay you any more. You've got to take the first step. He's got to see that you're worth more. And don't think that you ought to get it because you've got five hungry kids at home, while Bill has only one skinny wife to take care of. That is totally irrelevant. You're not paid because you need it, but because the boss needs you. And if you ever do get more than Bill, it'll only be because you worked for it.
Do you really have the cards in your hand?
Now if your objective appraisal makes it clear to you that you are already doing a super job for your employer, and that you are vitally needed to do that job, then you may hold the cards in your hand right now to get a really good raise, a longer vacation, better medical coverage, etc., etc.
But even if you hold the hand, don't overplay it. If you back the boss up against a wall, or are offensive about it, his natural defensive instincts will come into play immediately, and he may decide to get rid of you even though he knows you're good, and that your dismissal will cause him considerable loss, agony and delay. Make it easy for him to say "yes", but leave him a graceful way to say "no", at least temporarily, without severing relations.
Both of you have got to "save face", in the oriental sense, which is more applicable to the U.S. than we usually realize or admit. Don't tell him you've got another job offer if you haven't (unless you're the kind of reckless poker player who likes to go for broke), because that doesn't leave you any way to retreat and keep your present job if your boss refuses to meet the theoretical new boss's offer. You just can't lose that much face-to grove in the dirt and admit you were bluffing.
If you quit a job, quit gracefully!
If, on the other hand, you do have a new job offer at more money (and, we must assume, at better or equivalent benefits), then don't just quit your present job right off without notice or in any sort of impolite way. The only person you hurt by doing that is yourself.
Because if you handle it properly, explain that you're leaving because you have a much better offer, and that you'll be glad to stick around until your replacement's hired, and help him get acquainted, etc., not only will you leave a pleasant taste in everyone's mouth, assure yourself of a good reference if you should need one later, and not screw up your final check or your accrued vacation pay and sick leave, etc., but, and this is the important but, your boss will have time to think it over without feeling threatened or blackmailed by you, and he may decide that you're just too valuable to lose, and make you a counter-offer of even more than the raise the new job offered you.
What to do if you're in a no-future job!
But if, on the other hand, your objective appraisal leads you to the conclusion that there isn't any future for you with your present employer, and assuming you don't have another job offer right in your hand, then don't sit back and wait to be offered one, because you know that won't happen in a thousand years- instead, go out and get one for yourself. Get moving!
Start, of course, by reading the classified ads, not only in your hometown paper, but also in out-of-town papers from cities you wouldn't mind relocating to (these newspapers can always be purchased at some major downtown newsstand in your own city).
If you don't see the job you want advertised, try placing your own ad, classified, or even, if you are ambitious, display. Tell them about yourself, not only your official and/or technical qualifications and/or achievements, but also the special qualities which make you especially good for the job you are seeking. Sell yourself-you're the only one that can do so.
Invent a job for yourself
And once you've considered what it is that you really like doing, think about creating your own job, uniquely suited to your skills or interests. You would be much happier selling model railroads to hobby shops if you're a model buff than you would be selling bathroom fixtures. Think about a niche that no one is filling, in an area that you know about or have worked in before. Then try to interest companies along those lines in your abilities. If they don't have a job opening...but you can show them how hiring you can save them money, double their sales, or dramatically improve a money-losing department, you may wind up doing what you like, and getting paid for it!
The right resume is very important!
Early on in your job campaign, in fact the first thing before you start, is the preparation of a resume. Too few people know the proper way in which to set about this, or even that it is a desirable thing to have. But really, for any job but the most menial, it is almost a necessity. It is your representative when you apply for any position by mail, and it is a most useful aid to leave behind, as a summary and reminder, when you apply for a job in person.
Always orient your resume to your future, not your past. Of course, however, you must include your education, your past work experience, and any special honors, awards, prizes or other trophies you may have won. Most importantly, you must list your job objective. Keep in mind that any future employer wants to know what you can do for him; not what he can do for you. This means that he will evaluate your past experience in view of his own future needs, so you should do that too. A list of your responsibilities in your past job might not mean anything to your future employer if he's in a different business, but your skills in managing people, or saving the company money, or creating a new product or selling method might be the most important thing you could put on your resume-even if those things were not part of your past job but things you come up with on your own time!
You need not tell everything!
What if parts of your background might not look good on your resume? You have a gap of one year when you were unemployed, for example, that you don't want your resume to include. There are several ways to deal with this, depending on how you want to orient your resume! If you want to stress your independence and go-getting ability, you might want to "invent" your own consulting firm, or neighborhood service company, or other business of your own that you "worked for" during that time gap. (But be prepared to have letterheads or business cards printed up to make this seem real, in case potential employers want proof.) Or if your uncle owns a company, ask him to give you a reference stating what a valuable employee you were for him during that period.
Remember that the point of your resume is to present you in the best way possible, and unless you need to be bonded or get a security clearance for your new job, many companies don't check job histories very thoroughly, except for perhaps your most recent one.
Looking your best
Just as you want to look your best on your job interview, so too your resume must look its best. A carefully laid-out, typeset resume, with the most important information about you set up in easy-to-read blocks of space, is like a gift to a personnel director. Remember that as many as a hundred people may be applying for the same position that you seek, and a favorable remembered resume gives you a headstart over the other applicants.
One point that I want to stress that is often omitted in manuals on the subject is that you should not let your local copy center or printer do the resumes on the cheapest lightest paper they have around, or have the original typed on an old beat-up manual typewriter. The presentation affects the reception given to your facts. Perhaps it should not, but, let's face it, it does. That's why manufacturers of consumer goods spend so much money on packaging! As the old proverb says, "Put your best foot forward!"
Make $2,000 a year more with this idea!
So put your best foot forward, and don't save $5 in printing your resume, it may cost you $2,000 in the salary you are offered (if indeed they want to hire you at all, after they see your "sleazy" resume).
Go all out in your job hunt!
Make looking for the new job a real challenge to your creativity. Come up with new and different way in which to present yourself and/or your qualifications. Lift yourself above the heap, let your resume be the one that attracts their attention, and gets you that job!
Your guaranteed job where you can't be fired!
If you'd like to have a guaranteed job where you can't get fired, you have several ways of doing about this. The simplest, if you are really valuable to your boss (as we have discussed before), is to ask for an employment contract newt time you're negotiating with him over your salary and terms of employment. Time periods of two, three, or even five years are not uncommon. But remember, while the security may be something you want, you are giving up something too, your freedom to move around and or negotiate, and binding yourself to agreed salaries (whether escalating or remaining static) for those years, disregarding both potential inflation and possibly greater performance and productivity on your part.
Another way of achieving that non-firing status, aside from being the boss, is being a partner in the business, or a major stockholder, with the clout to make your job firing-proof.
job,
Most people don't realize that they can get more out of their present job-by putting more into it! You may think that the only way to get a big money job is by going to another job somewhere, but the truth is that if the fault is in you, changing jobs won't help!
So before you go looking for that pot of gold at the end of the rainbow, take a good look at yourself. Are you really doing all you could to help your employer right now? Or are you stuck in a rut, just doing whatever you have to do to get by? If the latter, it's no wonder the boss isn't giving you any raises, or only those token 5% raises that don't keep up with inflation.
If you have the possibility to make a substantial difference in your output, whether of quality or quantity, then do it. NEVER take the attitude "well, why should I put out for what he's paying me?" because, that way, he never will pay you any more. You've got to take the first step. He's got to see that you're worth more. And don't think that you ought to get it because you've got five hungry kids at home, while Bill has only one skinny wife to take care of. That is totally irrelevant. You're not paid because you need it, but because the boss needs you. And if you ever do get more than Bill, it'll only be because you worked for it.
Do you really have the cards in your hand?
Now if your objective appraisal makes it clear to you that you are already doing a super job for your employer, and that you are vitally needed to do that job, then you may hold the cards in your hand right now to get a really good raise, a longer vacation, better medical coverage, etc., etc.
But even if you hold the hand, don't overplay it. If you back the boss up against a wall, or are offensive about it, his natural defensive instincts will come into play immediately, and he may decide to get rid of you even though he knows you're good, and that your dismissal will cause him considerable loss, agony and delay. Make it easy for him to say "yes", but leave him a graceful way to say "no", at least temporarily, without severing relations.
Both of you have got to "save face", in the oriental sense, which is more applicable to the U.S. than we usually realize or admit. Don't tell him you've got another job offer if you haven't (unless you're the kind of reckless poker player who likes to go for broke), because that doesn't leave you any way to retreat and keep your present job if your boss refuses to meet the theoretical new boss's offer. You just can't lose that much face-to grove in the dirt and admit you were bluffing.
If you quit a job, quit gracefully!
If, on the other hand, you do have a new job offer at more money (and, we must assume, at better or equivalent benefits), then don't just quit your present job right off without notice or in any sort of impolite way. The only person you hurt by doing that is yourself.
Because if you handle it properly, explain that you're leaving because you have a much better offer, and that you'll be glad to stick around until your replacement's hired, and help him get acquainted, etc., not only will you leave a pleasant taste in everyone's mouth, assure yourself of a good reference if you should need one later, and not screw up your final check or your accrued vacation pay and sick leave, etc., but, and this is the important but, your boss will have time to think it over without feeling threatened or blackmailed by you, and he may decide that you're just too valuable to lose, and make you a counter-offer of even more than the raise the new job offered you.
What to do if you're in a no-future job!
But if, on the other hand, your objective appraisal leads you to the conclusion that there isn't any future for you with your present employer, and assuming you don't have another job offer right in your hand, then don't sit back and wait to be offered one, because you know that won't happen in a thousand years- instead, go out and get one for yourself. Get moving!
Start, of course, by reading the classified ads, not only in your hometown paper, but also in out-of-town papers from cities you wouldn't mind relocating to (these newspapers can always be purchased at some major downtown newsstand in your own city).
If you don't see the job you want advertised, try placing your own ad, classified, or even, if you are ambitious, display. Tell them about yourself, not only your official and/or technical qualifications and/or achievements, but also the special qualities which make you especially good for the job you are seeking. Sell yourself-you're the only one that can do so.
Invent a job for yourself
And once you've considered what it is that you really like doing, think about creating your own job, uniquely suited to your skills or interests. You would be much happier selling model railroads to hobby shops if you're a model buff than you would be selling bathroom fixtures. Think about a niche that no one is filling, in an area that you know about or have worked in before. Then try to interest companies along those lines in your abilities. If they don't have a job opening...but you can show them how hiring you can save them money, double their sales, or dramatically improve a money-losing department, you may wind up doing what you like, and getting paid for it!
The right resume is very important!
Early on in your job campaign, in fact the first thing before you start, is the preparation of a resume. Too few people know the proper way in which to set about this, or even that it is a desirable thing to have. But really, for any job but the most menial, it is almost a necessity. It is your representative when you apply for any position by mail, and it is a most useful aid to leave behind, as a summary and reminder, when you apply for a job in person.
Always orient your resume to your future, not your past. Of course, however, you must include your education, your past work experience, and any special honors, awards, prizes or other trophies you may have won. Most importantly, you must list your job objective. Keep in mind that any future employer wants to know what you can do for him; not what he can do for you. This means that he will evaluate your past experience in view of his own future needs, so you should do that too. A list of your responsibilities in your past job might not mean anything to your future employer if he's in a different business, but your skills in managing people, or saving the company money, or creating a new product or selling method might be the most important thing you could put on your resume-even if those things were not part of your past job but things you come up with on your own time!
You need not tell everything!
What if parts of your background might not look good on your resume? You have a gap of one year when you were unemployed, for example, that you don't want your resume to include. There are several ways to deal with this, depending on how you want to orient your resume! If you want to stress your independence and go-getting ability, you might want to "invent" your own consulting firm, or neighborhood service company, or other business of your own that you "worked for" during that time gap. (But be prepared to have letterheads or business cards printed up to make this seem real, in case potential employers want proof.) Or if your uncle owns a company, ask him to give you a reference stating what a valuable employee you were for him during that period.
Remember that the point of your resume is to present you in the best way possible, and unless you need to be bonded or get a security clearance for your new job, many companies don't check job histories very thoroughly, except for perhaps your most recent one.
Looking your best
Just as you want to look your best on your job interview, so too your resume must look its best. A carefully laid-out, typeset resume, with the most important information about you set up in easy-to-read blocks of space, is like a gift to a personnel director. Remember that as many as a hundred people may be applying for the same position that you seek, and a favorable remembered resume gives you a headstart over the other applicants.
One point that I want to stress that is often omitted in manuals on the subject is that you should not let your local copy center or printer do the resumes on the cheapest lightest paper they have around, or have the original typed on an old beat-up manual typewriter. The presentation affects the reception given to your facts. Perhaps it should not, but, let's face it, it does. That's why manufacturers of consumer goods spend so much money on packaging! As the old proverb says, "Put your best foot forward!"
Make $2,000 a year more with this idea!
So put your best foot forward, and don't save $5 in printing your resume, it may cost you $2,000 in the salary you are offered (if indeed they want to hire you at all, after they see your "sleazy" resume).
Go all out in your job hunt!
Make looking for the new job a real challenge to your creativity. Come up with new and different way in which to present yourself and/or your qualifications. Lift yourself above the heap, let your resume be the one that attracts their attention, and gets you that job!
Your guaranteed job where you can't be fired!
If you'd like to have a guaranteed job where you can't get fired, you have several ways of doing about this. The simplest, if you are really valuable to your boss (as we have discussed before), is to ask for an employment contract newt time you're negotiating with him over your salary and terms of employment. Time periods of two, three, or even five years are not uncommon. But remember, while the security may be something you want, you are giving up something too, your freedom to move around and or negotiate, and binding yourself to agreed salaries (whether escalating or remaining static) for those years, disregarding both potential inflation and possibly greater performance and productivity on your part.
Another way of achieving that non-firing status, aside from being the boss, is being a partner in the business, or a major stockholder, with the clout to make your job firing-proof.
job,
Friday, April 20, 2012
Here's 46 Ways To Get Money When You Are Broke
1. One way to get money is to have a yard sale and sell items
that you are getting ready to toss away because you don't want
them any longer.
2. You can always gather shells at the beach and polish and turn into jewelry.
3. Get cash surrender from life insurance policy.
4. Paint faces on rocks and sell as paper weights.
5. Go to a pawn shop and pawn some jewelry.
6. Borrow from a relative.
7. Go get welfare pay or food stamps.
8. Dig small trees from woods and sell to homeowners.
9. Learn names of wild plants and plant in pots for sale.
10. Roll newspapers up in logs, tie, dye and let dry... then sell (fireplace.
11. Cut up old shirts and dresses and make pot holders out of them and sell.
12. Cut square towels out of old tossed out clothes and sell as wiping rags.
13. Gather driftwood from the beach areas and sell to craft shops.
14. Paint old used wine bottles and sell as hand painted vases.
15. Go house to house and paint house numbers on curbs for a fee.
16. Take the lawn mower house to house to mow lawns for a fee.
17. Offer to dig or spade gardens for local neighbors for money.
18. Offer to sell fishing (earth) worms as bait - dig in garden to get the worms.
19. Paint house exteriors in spare hours. Charge prevailing rate.
20. Gather pine cones and sell to craft shops.
21. Turn pine cones into useful jewelry, etc. and sell to shops or houses.
22. Spray old building bricks gold, sell as "Fort Knox Rejects" paper weight.
23. Paint bricks a vibrant enamel and sell as toilet bowl displacements.
24. Fill coffee cans full of plaster, paint all over and sell as door stops.
25. Gather vegetables from your garden and sell at road side stand.
26. Walk pets for your neighbors for pay.
27. Babysit for profits.
28. House sit for vacationers, get extra by upkeeping grounds.
29. Make fudge and sell house to house.
30. Do typing for fellow students or fellow workers for a fee.
31. Type menus for restaurants for a certain amount per menu.
32. Read books and do reports for a fee for students.
33. Research any subject (in library) for $25 a page.
34. Paint scrolls and designs on plates or make birthday plates, charge $19 each.
35. Teach people to do callisthenics, charge $2 an hour and have 10 at time.
36. Teach dancing and charge $2 an hour, and have 10 at a time.
37. Learn to do juggling and clowning, put on shows for pay.
38. Rent out as a clown to birthday parties, affairs, etc.
39. Get good at telling jokes and rent out to night clubs.
40. Sing for money at night clubs.
41. Make crafts and sell them at road side yard stand.
42. Teach others to make crafts ($2 each) and have 10 at each class.
43. Bake fruit pies and sell house to house (or in stores at holidays)
44. Make Christmas wreaths during holiday season to sell, using discarded boughs from your own and neighbors' Christmas trees.
45. Make Christmas candles from paraffin wax and sell at Christmas time.
46. Polish shoes for office workers by going office to office once a day every day and charge 50 cents a shine - lawyers best bet here. Also see all accountants, clerks, insurance agents, etc.
2. You can always gather shells at the beach and polish and turn into jewelry.
3. Get cash surrender from life insurance policy.
4. Paint faces on rocks and sell as paper weights.
5. Go to a pawn shop and pawn some jewelry.
6. Borrow from a relative.
7. Go get welfare pay or food stamps.
8. Dig small trees from woods and sell to homeowners.
9. Learn names of wild plants and plant in pots for sale.
10. Roll newspapers up in logs, tie, dye and let dry... then sell (fireplace.
11. Cut up old shirts and dresses and make pot holders out of them and sell.
12. Cut square towels out of old tossed out clothes and sell as wiping rags.
13. Gather driftwood from the beach areas and sell to craft shops.
14. Paint old used wine bottles and sell as hand painted vases.
15. Go house to house and paint house numbers on curbs for a fee.
16. Take the lawn mower house to house to mow lawns for a fee.
17. Offer to dig or spade gardens for local neighbors for money.
18. Offer to sell fishing (earth) worms as bait - dig in garden to get the worms.
19. Paint house exteriors in spare hours. Charge prevailing rate.
20. Gather pine cones and sell to craft shops.
21. Turn pine cones into useful jewelry, etc. and sell to shops or houses.
22. Spray old building bricks gold, sell as "Fort Knox Rejects" paper weight.
23. Paint bricks a vibrant enamel and sell as toilet bowl displacements.
24. Fill coffee cans full of plaster, paint all over and sell as door stops.
25. Gather vegetables from your garden and sell at road side stand.
26. Walk pets for your neighbors for pay.
27. Babysit for profits.
28. House sit for vacationers, get extra by upkeeping grounds.
29. Make fudge and sell house to house.
30. Do typing for fellow students or fellow workers for a fee.
31. Type menus for restaurants for a certain amount per menu.
32. Read books and do reports for a fee for students.
33. Research any subject (in library) for $25 a page.
34. Paint scrolls and designs on plates or make birthday plates, charge $19 each.
35. Teach people to do callisthenics, charge $2 an hour and have 10 at time.
36. Teach dancing and charge $2 an hour, and have 10 at a time.
37. Learn to do juggling and clowning, put on shows for pay.
38. Rent out as a clown to birthday parties, affairs, etc.
39. Get good at telling jokes and rent out to night clubs.
40. Sing for money at night clubs.
41. Make crafts and sell them at road side yard stand.
42. Teach others to make crafts ($2 each) and have 10 at each class.
43. Bake fruit pies and sell house to house (or in stores at holidays)
44. Make Christmas wreaths during holiday season to sell, using discarded boughs from your own and neighbors' Christmas trees.
45. Make Christmas candles from paraffin wax and sell at Christmas time.
46. Polish shoes for office workers by going office to office once a day every day and charge 50 cents a shine - lawyers best bet here. Also see all accountants, clerks, insurance agents, etc.
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